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INVESTMENT VEHICLES IN KAYNDREXSPHERE

Investment Vehicles

The investment vehicles can be classified as variable income investments and fixed income investments.

Variable Income Investments

Variable income investments refer to the cash flows generated from the profits of the Company’s assets and capital gain/loss, at the time of their sale. Stakeholders enjoy higher returns when the Company’s assets perform well and are also entitled to a fixed dividend regardless of if the Company performs well or not, usually paid once a year.

Features of Variable Income Investment

i) Capital Profit: In the case of progress and profit to the Company the market value of the assets increase. In this case, investors can sell the assets at higher prices to get the capital gains.

ii) More Income: Dividend is fixed and is independent on the profits generated by the Company.

iii) Capital Loss: At the time of reduction of the prices of the assets due to market trends, it is unfavourable to investors to sell their holdings. If an investor has the urgency to sell his/her holdings during this time, then he/she has to incur capital loss.

iv) Loss in the Case of Cyber Event: In the case of any cyber event, the Company first pays its (fixed income investors). After then if anything remains, it is distributed to variable income investors.

v) Convertibility: Variable Income investors enjoy the option of converting the assets into fiat money.

vi) Best for Investment: Investors who enjoy taking risks for them investment in variable income investments is good investment.


Fixed Income Investments

Fixed Income Investments represent a hybrid form of income – it takes some characteristics of variable income investments and some attributes of investment certificates. Fixed income investors enjoy preferential rights with regard to receiving (fixed) dividends and added safety to their principal.

Fixed income investments are investment vehicles having preferential rights to claim dividends and to claim repayment of principal in part or in full in the occurrence of a cyber event. Fixed Income investments are issued by Kayndrexsphere under our common seal acknowledging indebtedness to the investor to secure the sum advanced.

Features of Fixed Income Investment

i) More Income: Dividend is fixed and is independent on the profits generated by the Company.

ii) Redeemability: A fixed Income Investment has a limited life after which it is supposed to be repaid to the investor.

iii). Priority in Re-payment of Capital: Fixed Income Investors get the priority of repayment of principal as compared to variable income investors.

iv) Best Security: At the time of recession or decline profits fixed income investments are the best investment.

v) Regular and Fixed Income: Regular/periodic interest is also paid on fixed income investments. Fixed income investments are a source of regular and fixed income for investors. An investor can estimate his income well in advance.

vi) Less Risk: Due to the preference for re-payment, dividend, the fixed income investors have less risk in the investment.

vii) Secured Assets: The Company has financial assets put aside/insured in case of a cyber event. The fixed income investors have a general entitlement to the face value of such Company assets, so their investment is quite safe.

vii) Conversion: Fixed income investors can divest their investment at any time, automatically converting it into variable income investment.

viii) No Extra Profits: Fixed income investors get a fixed income as interest and dividend irrespective of the quantum of profits earned by the Company. They cannot share the profits even if the Company earns huge amount as profits.

This section contains additional terms applicable to your Fixed Income Investments. You are required to read it in conjunction with our Client Terms and any other documents forming our banking agreement.

 Minimum AgeYou are required to be at least 15 years of age to open an account with us.
Currency Offer150+ currencies.
Kayndrexsphere AccountYou are required to maintain a Kayndrexsphere Account for the purpose of investing in fixed income investments with us.
Minimum Initial DepositYou are required to invest a minimum amount as defined by the system.
InterestInterest on a fixed income investment is paid at a rate we determine for the term of the fixed income investments. The applicable interest rate is publicly available to users who maintain a Kayndrexsphere Account.
Maturity of Fixed Income InvestmentsIf a fixed income investment matures on a day which is not a working day, then the maturity date is extended to the next working day
DivestmentThe fixed income investments will allow you to divest or make a withdrawal after the 14 days cooling off period with no fees incurred. However, you may not receive all your interest if you divest before maturity.
Cheque Book / Debit CardWe do not issue you a cheque book or physical debit cards. However, by maintaining an account with us you are entitled to a minimum of 1 virtual debit card.

These Vehicles are available only on our financial software application. .

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